Café & Sandwich Shop Insurance

Quotes currently processed within 1 hour

Whether you need to insure a café, sandwich shop, or coffee chain, our quality product covers the replacement value of high-value business equipment, ensuring any damage or loss is covered.

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Features & Benefits Businesses Covered Cover Highlights Additional Information

Features & Benefits

A-rated capacity provided by Accelerant
Cover for outdoor seating and catering
Coverage can include food delivery (including third-party deliveries)
Skilled underwriters ensuring prompt response to quotes
Total MD/BI sums insured up to €15 million

Highly competitive rates with generous commission levels
Quotes processed within 1 hour, urgent cases always prioritised
Claims managed by Leeson Claims Services, a specialist claims management company
30% of quotes returned instantly

Businesses Covered

We can provide terms for almost any type of café, including but not limited to:

Cafés
Themed cafés
Coffee & tea shops
Sandwich shops
Activity cafés
Food Kiosks and Food Courts

Cover Highlights

Business interruption – €635,000
Goods in transit – €5,000
Money – €5,000 in transit / €5,000 in safe
Deterioration of stock – €3,000
Glass cover – unlimited
Public & products liability – €6,500,000
Employers liability – €13,000,000

Legal expenses – €100,000
Buildings
Contents
Tenants’ improvements
Stock
Electronic business equipment
Delivery

Additional Information

Cafés are typically open during the day and close by 5pm. If your client operates later, the risk will need to be quoted as a restaurant.

If you are unsure get in touch via our online chat or call 1800 856 090.

Other Food & Eateries Products

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